With years of experience in the financial services industry, we understand that people have different needs. We customize our services to fit your current and future financial needs.
Life insurance provides a tax-free lump sum of money, called the death benefit, to a designated beneficiary after your death. You choose the type of policy you need, number of years you want it to last, and coverage amount. You then make premium payments to the insurance company. If you die while your life insurance policy is active, your beneficiaries can file a claim and the death benefit will be paid out to them.
Life insurance coverage offers affordable financial protection and invaluable peace of mind to people whose friends or family members rely on them. The death benefit can be used to pay for expenses like a mortgage, utility and grocery bills, children’s college costs, final funeral arrangements, long-term care, and more.